We have had credit card debt for over 10 years! Ever since Shawna and me have been together we have had collective debt - then married debt, then college debt, then infertility debt!
It was not until recently that we were able to get all of our debt paid for. At one point we had accumulated more than $30,000 of debt.
While it's been challenging with Shawna staying home with Graem we've been able to better balance our money and direct my salary towards getting our debt down. Also, a two year break from infertility has helped too!
One thing that we took advantage of was 0% balance transfer[s], balance transfer credit cards . We currently have two cards that have 0% on balance transfers that doesn't end until August. So we have put our money in an ING account so that it gains interest and then in August we will pay off the balance and get out of paying any finance charges and able to make a few bucks on the interest of the money in ING!
Another thing that any smart and educated consumer will make sure to do is compare credit cards, credit card comparison.
We are constantly looking for the best credit cards out there! CardFusion.com offers a great website that helps people like us search far and wide for great credit cards that meet our financial needs!
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