With a new baby on the way I'm sure at some point I should really consider getting more life insurance.
The last time I looked to increase my policy I was told that they had to take out a completely new policy. SOmeone came out to the house and took my weight, blood pressure, and also asked tons of medical questions.
Come to find out since I have asthma it's nearly impossible for me to get coverage that doesn't cost an arm and a leg.
I think my best bet would be to go through no medical exam life insurance. There are a few places on the internet that offer life insurance where you don't have to give medical information.
My asthma has been controlled for years so I'm not sure why it's really such a big deal!
IFGINS.com offers a great insurance website where you can get more information about life insurance and the other types of insurances available.
At some point I should see if they offer no medical Senior Life insurance for my dad.
I know he has many policies, however, since he's been diagnosed with cancer and treated I'm not sure he'd be eligible to sign up for any other insurance policies.
Gotta love it...you buy health insurance to keep you alive and life insurance once you die!
I swear after life, home, health, and car insurance I spend about 20% of my income each year!
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